Directions:

Drain beans and cook in enough water to cover for 1 hour or until tender. In a saucepan, fry the bacon until crisp. Remove from saucepan and set aside. Add chili pepper to bacon fat in same skillet and cook until tender, about 6 minutes. Add tomatoes to pepper in skillet and simmer for 15 minutes. Add chili powder, cumin seeds and bacon. Heat through. Remove to serving bowl and sprinkle with cheese before serving.